EU’s MiCA Rules Prompt Sparkassen to Launch Crypto Trading Services

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Germany’s Sparkassen, the nation’s largest banking group, will roll out cryptocurrency trading for retail accounts in 2026, Bloomberg reports.

The decision follows the EU’s Markets in Crypto-Assets (MiCA) regulation, which established clear guidelines for digital asset businesses.

Dekabank, a Sparkassen subsidiary already engaged in crypto, will manage the new offering, which includes bitcoin and ETH.

The move contrasts with earlier criticism from Sparkassen executives, who once labeled crypto as overly risky.

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