FCA Reports Contraction in UK Crypto Investor Base
New statistics from the Financial Conduct Authority show a reduction in the number of UK adults holding crypto assets. The ownership rate retreated to 8% this year, down four percentage points from 2024.
This decline follows a period of rapid growth, with the 2025 rate still roughly double that of 2021. Public familiarity with the asset class remained extensive, with awareness stable at 91%.
A key insight from the findings is the increasing sophistication of remaining investors. The share holding £100 or less keeps falling, while growth is concentrated in portfolios worth over £1,000. This suggests a consolidation of assets among more committed participants.
Access is dominated by centralized exchanges, with 73% of users relying on them to acquire assets. The most critical factors influencing their choice of platform are ease of use, the service’s reputation, and its safety and security provisions.
